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How This Recession Could Change the World

The falling price of oil, China’s stimulus plan, and a developing U.S. bond market massacre. Say goodbye to America’s high standard of living. By Robert Morley November 18, 2008 Your gas tank has probably noticed the return to lower prices. It is easier to keep it full at only $2.07 a gallon. That is a welcomed respite: More money in your pocket, more frequent trips to the grocery store, less guilt about driving the family suv. That’s great. But did you know that lower oil prices may s

19 Nov 2008, 7:17 pm | click here for more

Tightening the Belt

We had been planning to buy a new car at the end of this year - we really need to replace one of our cars and doing so has been part of our long-term planning - but I decided today to put that on hold. The economy is sending S9+ signals that now might not be the time since we haven’t hit bottom yet; in fact I think we could be a long way from the “bottom”. While we have every witnessed the stunning loss of perceived wealth in the markets, followed by this government and others dumping supernatu

19 Nov 2008, 7:15 pm | click here for more

New Britney OK! Magazine UK Interview!!!

New Britney OK! Magazine UK Interview!!! Posted by: admin in Britney Spears Interviewer: You landed your big break on The Mickey Mouse Club aged 11. Have you ever felt that you lost your childhood? Britney: I only did the show for two years, and for six months out of each year I was at home every the time. I had a wonderful childhood I was probably in my tenth year of school when I left to record my album - so I did the whole prom thing and played on the basketball team. There are some ki

19 Nov 2008, 7:09 pm | click here for more

Sudden Credit Limit Increase and APR Decrease

Yesterday, I received an email confirmation that my statement was ready. And, as I usually do I pay off my balance immediately. Citicards has a great web account interface that actually shows every the details of your account such as the balance, due dates, statement dates, credit line information, APR and cashback balance. About 3 months ago, I requested a credit limit increase and it was approved, increasing my total credit line from $3,000 to $4,000. Now, it is at $5000. Also, my initial A

19 Nov 2008, 7:06 pm | click here for more

Group Writing Project: Poorest Time In My Life

Every month there’s a group of seven of us that tell some stories about the time in our lives related to that month’s topic. This month we’re talking about the poorest time in our lives. I had to really think about this a little because I’ve never been so bad off that I didn’t have options. I am at least grateful for that. But there have been moments in my life where it’s certainly been difficult not to question the powers that be, even though I know I shouldn’t. What’s interesting about this

19 Nov 2008, 7:05 pm | click here for more

A Beam of Light - Bad Credit Unsecured Personal Loans

A Beam of Light - Bad Credit Unsecured Personal Loans 19-Nov-08 The interest rates of bad credit unsecured personal loans will be high. Your online exploration can help you to find the best among gift options. Another thing that may help you to find desirable quotes of bad credit unsecured personal loans is making use of comparison tools. every the over mentioned tips can help you to find the quotes, which will do wonders for you. This time you have to be extremely cautious while making a c

19 Nov 2008, 6:43 pm | click here for more

Is it Time to Curl Up into the Fetal Position?

Kicking off the tiny business “Super Forum” at ILM2008 here in Santa Clara, CA, Jeff Stibel, CEO, Web.com (overachiever alert, he is also a brain scientist), laid out some more ugly facts about the economy — tiny business earnings not just down but way down, unemployment climbing, credit frozen, don’t even mention the Dow… So he asks, what shall we do, “curl up and hide…or look for silver linings?” Obviously no one is going to bother giving the “curl up and hide speech” so Jeff argued that t

19 Nov 2008, 6:40 pm | click here for more

The End of Bonuses

The other day, the top executives at Goldman, one of Wall road's consistently most profitable investment firms, announced that they would be forgoing their year-end bonuses in light of the current financial situation. What's remarkable is that this amounted to news. Not just any news, but guide story with blaring headline news in the Wall road Journal. Twenty--or maybe thirty--years ago, bonuses were really tied to performance. If a company had an exceptional year, executives would receive

19 Nov 2008, 6:26 pm | click here for more

Day 2877: We're Not Out of the Bretton Woods Yet

Sunday: So Mr Frown struts the world stage, master of every he surveys, and brings us a world summit pledge to "restore growth" (also, presumably, cure Cancer, achieve World Peace and over every resurrect the Golden Goose returning things to normal). every jolly good as far as it goes. The only problem being it hasn’t actually GONE anywhere yet; every of this TALK is JUST TALK. The summit HASN'T arrived at any agreement. The economic indicators are still every set to BLEAK. And the bankers are stil

19 Nov 2008, 6:16 pm | click here for more

DEMOCRACY MEANS EVEN NUTCASES HAVE FREEDOM OF SPEECH

The British National Party (BNP) is a tiny right-wing political party in the UK which has its history based firmly on racism. It has tried to improve its image in recent years, winning a few minor elections at local level, but in the context of national politics it’s a meaningless fringe movement comprised mostly of middle-aged blokes that used to be skinheads and a few nutcases (examples over) that probably receive off looking at photos of Eva Braun. In other words, a pathetic motley crew not

19 Nov 2008, 6:03 pm | click here for more

I want to play too! Movie Quote Game

This quiz is courtesy of the half-dozen people in my neighborhood who have already done it. :) Pick 30 of your favorite movies. Find a quote from each movie. Post them here for everyone to guess. I'll try and cross them off and give credit where credit is due as people guess correctly! Note: These are the first 30 movies I could think of that I adore. Sorry if there are some repeats (movies, at least -- I don't think I've repeated quotes) from others who have beat me to this fun little game! I

19 Nov 2008, 5:58 pm | click here for more

Debt Consolidation Loan Service Boon, or a Bane?

Debt Consolidation Loan Service Boon, or a Bane? 19-Nov-08 Your Sound Bad Consolidation Debt Loan from: Bad Consolidation Debt Loan A true torch light in your financial darkness. Your much awaited financial freedom can be sought with debt consolidation settlement service. You just need to club different loans together into one. Do away with multiple monthly bills, start paying back on time with a single consolidated bill. There’s no looking back after that, you can easily track your finances

19 Nov 2008, 5:55 pm | click here for more

Econo-clash: When stocks hit 5-year low, do you cry?

Simple recession? Big depression? That’s what confronts our economy. To help you better understand the business climate’s challenges, here’s another round in ongoing debates about economic conditions between two veteran Register business journalists — Colin “Mr. Optimist” Stewart and Jon “Mr. Pessimist” Lansner. Mr. Pessimist: Stock market is at five-year lows. The Dow’s below 8,000, no less! The financial crisis has already wiped out $6.69 trillion of value from the S&P 500 since its Oc

19 Nov 2008, 5:50 pm | click here for more

Tax debts soar 22% in a year

Tax debts soar 22% in a year Growing numbers of people and businesses are avoiding or delaying paying taxes as the credit crunch bites, the National Audit Office has revealed. The increase comes against the background of the doubling of consumer debt which has led to people avoiding paying their tax bills, says its report, published today. The auditors estimate that up to 1.5m working adults had a personal or business tax debt in April this year – and expect the figure to rise. The total n

19 Nov 2008, 5:30 pm | click here for more

Attractive Silicone Bracelets for Everyone

forex555.com - If you want to be fashionable and still look very comfortable during the summer and winter weather, you may want to start wearing silicone bracelets. The great thing about these silicone bracelets is that you can personalize it in different ways. Read more.. Today’s GBP/USD Forex Signal (07-11-2008) Best time to place this order is at 05.00 GMT sell @ 1.5794( cease/Limit/Market Order) Set cease Loss @ -30pip Set Profit Target @ 20 pip Daily Pivot: 1.5834 Previous day’s HLC Pric

19 Nov 2008, 5:30 pm | click here for more

Conventional Lenders for Commercial Loans

If you are a business owner and are in need of finding a lender to help you with your commercial loan needs, you may want to consider finding a conventional lender to help you. Conventional lenders tend to focus on lower risk loans and lower risk borrowers. Generally, you can receive the best rates on your commercial loans when you pick a conventional lender. Of course, in order to qualify for the good rates that you can receive with conventional lenders, you need to meet the requirements and your bu

19 Nov 2008, 5:27 pm | click here for more

Where I Take On a Nobel Prize Winner

I want to talk about the proposed car bailout again in a macro context. As I concluded in my previous post, I am very hesitant to support the bailout because of the huge decrease in demand for cars, something that was started before the last few months and that initial evidence suggests will continue regardless of credit conditions. I believe that the credit crunch is merely the first symptom of underlying economic woes, not the driving force, and at some point will receive around to putting tog

19 Nov 2008, 5:18 pm | click here for more

Aid for the Automakers? You Decide!

For those of you who have been following this blog, you know where I stand on the proposed aid package for US automakers (look Preventing Moral Hazard in the car Industry for background). I am not opposed to aid for GM and Ford, provided that aid arrive with strict terms: A moratorium on acquisitions (whether with Chrysler, or otherwise) A rationalization of operations - a reduction in the number of brands/models coupled with plant closures A renegotiation of employment terms with the UAW to mak

19 Nov 2008, 5:17 pm | click here for more

20 November 2008 The Great Deception As Gold Hit All Time Highs

Amazingly, while gold and other commodity related stocks continued to be sold off to levels that are at deep discounts to their intrinsic value in October, gold continued to break to new every time highs in most major currencies. On October 9th and 10th gold recorded new every time highs in many currencies including the Euro, the Australian Dollar, British Sterling, the Indian Rupee, the Russian Ruble, the South African Rand and many others. The Dow Jones Industrial Average Stock also recorded a mul

19 Nov 2008, 5:05 pm | click here for more

In bad economy, children are first to go

Because kids aren’t a blessing, they’re a burden, those who make it their business to ensure there’re fewer kids to feed are offering free contraceptives to those feeling pinched by the economy: With the economy spiraling downward, one nonprofit wants to make sure someone doesn’t accidentally have another mouth to feed. […] As an incentive not to skimp on protection, new patients who sign up before Dec. 30 will receive three free months of birth control. Existing patients can receive the dea